If you are 18 years or older and permanent resident
of the Australia, all you’ll need is:

A debit or credit card

An email address

A mobile number

A photo ID

The Things You Should Know

Is Openpay safe & secure?
Yes, protecting your information is very important to us.
Openpay is a Level 1 PCI DSS Compliant Provider. This
means that all sensitive information is encrypted and
we maintain stringent physical, electronic and
procedural safeguards to protect your information. View
the Openpay privacy policy here

Does Openpay perform a credit check?
Depending on the purchase you are making, you may
be asked to perform a credit check. This is usually when
you need to make a purchase that is above the amount
Openpay has allocated you. In any instance, you will be
asked to consent to the credit check before it happens.

Read the full terms and conditions here.

Will I be charged interest?
Openpay does not charge any interest. Ever. .
Read the full terms and conditions here.

Are there fees?
Establishment fees and plan management fees may be
applicable – these will be disclosed to you before your
plan is finalised, as they vary from merchant to
merchant. If a payment is not made by its scheduled
date, a late fee of $9.50 will apply. These fees are also
outlined in the email sent to you on confirmation of your
purchase. We understand that there are times when you
may not be able to make a payment. Please contact
Openpay on 1300 168 359 before your payment date to
reschedule the payment and avoid late fees.